India's health insurance sector is experiencing its strongest performance post-pandemic, with the incurred claims ratio dropping to a five-year low of 86.9% in FY25. While overall profitability improved, the group health segment, dominated by public sector insurers, continues to face significant underwriting losses, with claims exceeding premiums.
India's health insurance sector is experiencing its strongest performance post-pandemic, with the incurred claims ratio dropping to a five-year low of 86.9% in FY25. While overall profitability improved, the group health segment, dominated by public sector insurers, continues to face significant underwriting losses, with claims exceeding premiums.
India's health insurance sector is experiencing its strongest performance post-pandemic, with the incurred claims ratio dropping to a five-year low of 86.9% in FY25. While overall profitability improved, the group health segment, dominated by public sector insurers, continues to face significant underwriting losses, with claims exceeding premiums. 
